How about a 200K price Reduction? Its a new home in Pradera in Parker Colorado. Its on a premium lot that will be hard to duplicate anywhere! And its in a world class golf community with awesome clubhouse and pool! Call me now to see it!!
Sunday, May 03, 2009
Want to See Bargain Real Estate at its Finest!
How about a 200K price Reduction? Its a new home in Pradera in Parker Colorado. Its on a premium lot that will be hard to duplicate anywhere! And its in a world class golf community with awesome clubhouse and pool! Call me now to see it!!
The Time is NOW For First Time Home Buyers!
First Time Home Buyers Listen Up!
Avoid The Most Common Buyer Errors when Buying a Home in Parker Colorado, or anywhere in Colorado for that matter!
Shopping for a new home is an emotional experience. It's also time consuming and comes with a myriad of details. Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. Their home purchase turns into an expensive process. These errors generally fall into three areas:
Paying too much
Losing a dream home to another buyer
Buying the wrong home
When you have a systematic plan before you shop, you'll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase:
Bidding without sufficient information
What price do you offer a seller for there Lexington South Carolina homes for sale? Is the seller's asking price too high? Is it a deal? Without research on the Lexington SC market and comparable homes, you could lose thousands of dollars. Before you make that offer, be sure you have researched the Local Lexington SC Real Estate market. A professional Realtor®, can offer an unbiased opinion on the value of a home, based on market conditions, condition of the home and neighborhood. Without knowledge of the market, your offer could be too much. Or worse, you could miss out on a great buying opportunity.
Buying a mis-matched home
What do you need and want in a home? Sounds simple. Yet, clearly identifying your needs and bringing an objective view to home shopping, leaves you in a better position. Sometimes, home buyers buy a home that is too large or too small. Perhaps they didn't consider the drive to work, the distance to school, or the many repair jobs waiting for completion. Plan ahead. Use your needs list as a guideline for every home you view.
Unclear title
Before you sign any document, be sure the property you are considering is free of all encumbrances. As part of their services, a realtor can supply you with a copy of the title to ensure there are no liens, debts, undisclosed owners, leases or easements.
Outdated survey
Before the purchase is completed, an updated survey is essential. This report will indicate boundaries and structural changes (additions to the house, a new swimming pool, neighbor's new fence which is extending a boundary line, etc.).
Unexpected repairs
For $300 - $500 a professional inspector will conduct a thorough inspection of the home. This way, you'll have an idea of the cost of future repairs. Make the final contract subject to a favourable report.
Shopping without pre-approval
It only takes a few days to get financing pre-approval. When you are shopping for a home, this gives you more power. A seller is more likely to consider an offer from a serious buyer.
Remember additional cost
Besides the funds for the purchase of a home, you'll need funds for items such as loan fees, insurance, legal fees, surveys, inspections, etc.
Rushing the closing
Before you sign, ensure that all documentation clearly reflects your understanding and conditions of the transaction. Has anything been forgotten? Don't rush. You could lose money, financing or even the sale.
Let me help you with a smooth transaction on any Parker Colorado home for sale!
Avoid The Most Common Buyer Errors when Buying a Home in Parker Colorado, or anywhere in Colorado for that matter!
Shopping for a new home is an emotional experience. It's also time consuming and comes with a myriad of details. Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. Their home purchase turns into an expensive process. These errors generally fall into three areas:
Paying too much
Losing a dream home to another buyer
Buying the wrong home
When you have a systematic plan before you shop, you'll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase:
Bidding without sufficient information
What price do you offer a seller for there Lexington South Carolina homes for sale? Is the seller's asking price too high? Is it a deal? Without research on the Lexington SC market and comparable homes, you could lose thousands of dollars. Before you make that offer, be sure you have researched the Local Lexington SC Real Estate market. A professional Realtor®, can offer an unbiased opinion on the value of a home, based on market conditions, condition of the home and neighborhood. Without knowledge of the market, your offer could be too much. Or worse, you could miss out on a great buying opportunity.
Buying a mis-matched home
What do you need and want in a home? Sounds simple. Yet, clearly identifying your needs and bringing an objective view to home shopping, leaves you in a better position. Sometimes, home buyers buy a home that is too large or too small. Perhaps they didn't consider the drive to work, the distance to school, or the many repair jobs waiting for completion. Plan ahead. Use your needs list as a guideline for every home you view.
Unclear title
Before you sign any document, be sure the property you are considering is free of all encumbrances. As part of their services, a realtor can supply you with a copy of the title to ensure there are no liens, debts, undisclosed owners, leases or easements.
Outdated survey
Before the purchase is completed, an updated survey is essential. This report will indicate boundaries and structural changes (additions to the house, a new swimming pool, neighbor's new fence which is extending a boundary line, etc.).
Unexpected repairs
For $300 - $500 a professional inspector will conduct a thorough inspection of the home. This way, you'll have an idea of the cost of future repairs. Make the final contract subject to a favourable report.
Shopping without pre-approval
It only takes a few days to get financing pre-approval. When you are shopping for a home, this gives you more power. A seller is more likely to consider an offer from a serious buyer.
Remember additional cost
Besides the funds for the purchase of a home, you'll need funds for items such as loan fees, insurance, legal fees, surveys, inspections, etc.
Rushing the closing
Before you sign, ensure that all documentation clearly reflects your understanding and conditions of the transaction. Has anything been forgotten? Don't rush. You could lose money, financing or even the sale.
Let me help you with a smooth transaction on any Parker Colorado home for sale!
Tuesday, April 28, 2009
The World of Appraisals Changes May 1st
New York Attorney General, GSEs Release Revised Appraisal Agreement
McLean, V.A. – December 24, 2008 – The National Association of Mortgage Brokers (NAMB) today announced its disappointment with New York Attorney General Andrew Cuomo, Government Sponsored Enterprises Fannie Mae and Freddie Mac (GSEs) and the Federal Housing Finance Agency (FHFA) for issuing its revised Agreement on the Home Valuation Code of Conduct (HVCC) for appraisals. This agreement, in response to an initial investigation into business practices conducted between Washington Mutual and appraisal management company E-AppraiserIT, once again fails to address the appraiser fraud problem. NAMB today issued the following statement from NAMB President Marc Savitt:
“This agreement amounts to a de facto regulatory action which avoids the appropriate process. The law provides for a process to implement regulatory and policy changes such as those contemplated and specified in this agreement.
This agreement will increase costs to consumers and remove thousands of small business competitors from the marketplace. This will create a severe disadvantage to small business mortgage brokers, and prevent them from engaging competitively in the mortgage marketplace.
The HVCC severely threatens small businesses and our respective professions by preventing real estate, mortgage broker, and appraiser professionals from participating in the independent appraisal process. It is critical for mortgage brokers and real estate agents to maintain an appropriate level of contact with appraisers to ensure appraisal quality and appraiser independence.
Read the fine print here.
McLean, V.A. – December 24, 2008 – The National Association of Mortgage Brokers (NAMB) today announced its disappointment with New York Attorney General Andrew Cuomo, Government Sponsored Enterprises Fannie Mae and Freddie Mac (GSEs) and the Federal Housing Finance Agency (FHFA) for issuing its revised Agreement on the Home Valuation Code of Conduct (HVCC) for appraisals. This agreement, in response to an initial investigation into business practices conducted between Washington Mutual and appraisal management company E-AppraiserIT, once again fails to address the appraiser fraud problem. NAMB today issued the following statement from NAMB President Marc Savitt:
“This agreement amounts to a de facto regulatory action which avoids the appropriate process. The law provides for a process to implement regulatory and policy changes such as those contemplated and specified in this agreement.
This agreement will increase costs to consumers and remove thousands of small business competitors from the marketplace. This will create a severe disadvantage to small business mortgage brokers, and prevent them from engaging competitively in the mortgage marketplace.
The HVCC severely threatens small businesses and our respective professions by preventing real estate, mortgage broker, and appraiser professionals from participating in the independent appraisal process. It is critical for mortgage brokers and real estate agents to maintain an appropriate level of contact with appraisers to ensure appraisal quality and appraiser independence.
Read the fine print here.
Friday, April 17, 2009
No Money Down is BACK for buyers of Parker Colorado Homes
Here’s is some GREAT news on the new 1st time home buyers tax credit. Through CHFA (Colorado Housing Financing Assistance,) 1st time home buyers can utilize a large portion of the tax credit “up front” for down payment and related costs. How huge is this?
A LARGE number of 1st time home buyers simply don’t have enough money saved up, even though they can afford these homes.
It seems like it would be a good time to GET OFF THE FENCE AND STOP RENTING!!!!
With both this program and the 8K tax credit available, and the fact that housing is more affordable now in Parker(small Cottonwood houses are 135K now.) Now you can get your down payment money loaned to you, then the loan is paid off with your tax credit next year. Guess that makes it a no-money down deal! Seems doable.
A LARGE number of 1st time home buyers simply don’t have enough money saved up, even though they can afford these homes.
It seems like it would be a good time to GET OFF THE FENCE AND STOP RENTING!!!!
With both this program and the 8K tax credit available, and the fact that housing is more affordable now in Parker(small Cottonwood houses are 135K now.) Now you can get your down payment money loaned to you, then the loan is paid off with your tax credit next year. Guess that makes it a no-money down deal! Seems doable.
Saturday, April 11, 2009
Carbon Monoxide a Must as of July 1st!
It passed, and its coming, so you might as well educate yourself. It takes effect July 1st:
http://www.leg.state.co.us/Clics/CLICS2009A/csl.nsf/fsbillcont3/8CA7AA87F3BED22D8725753700718548?Open&file=1091_01.pdf
http://www.amastershands.com/index.php/the-news/52-hb-09-1091
http://www.leg.state.co.us/Clics/CLICS2009A/csl.nsf/fsbillcont3/8CA7AA87F3BED22D8725753700718548?Open&file=1091_01.pdf
http://www.amastershands.com/index.php/the-news/52-hb-09-1091
Subscribe to:
Posts (Atom)