Thursday, August 30, 2007

Sweet Privacy in a Gated Community!




Offering a beautifully crafted home with both privacy and security, this home features 4 bedrooms, 3 baths, and 2741 finished square feet. Located in one of the few gated communities in Parker, this home boasts a quiet end of cul-de-sac location (only one neighbor) that sides and backs to a greenbelt, with one of the few fully fenced back yards in the subdivision. Your privacy and security are a sure thing!


Keystone Estates is conveniently located on the western end of Parker, with quick access to both shopping and I-25 (you can even walk to restaurants!) This is an active community that provides community events regularly. In addition, this lot offers sweeping views to the east of the Parker valley and beyond...sunrises are a special thing indeed!


For those that want the ultimate in one-level living, this home offers a main floor office and master bedroom, as well as a large open floor plan. 12’ ceilings highlight the kitchen, dining are, and family room (complete with large entertainment center and cozy gas fireplace.) Oversized 42” maple cabinets, sit-up island, hardwood floors, and GE appliances grace the kitchen. Two large patio doors (with transom windows) along the back of the house provide access to outdoor activities, and also bathe the family room and master bedroom with natural light.


This home was specially built by prestigious Rocky Mountain Custom Homes, and one of the only true "semi-custom homes" in the neighborhood. Rocky Mountain Custom Homes has won numerous awards in the Parade of Homes over the years, and built the "Charity House" at the 2007 Parade of Homes in Aurora.


Other amenities include: -Finished walkout basement w/3 beds and full bath -Laundry room with tons of cabinets and sink -Vaulted ceiling in the master -”8 hour walls” throughout/3 art niches -5 piece master bath w/large soaking tub -air conditioning


Don’t let someone else live YOUR dream. Come inside and experience this luxurious lifestyle yourself!


Call Jeff Kroll today for a private showing at 303-717-1492! Go to http://www.ColoradoDreamHomes.net for more pix.

Your Parker Dream Home is Available!




Offering an open, expansive floor plan with the practicality of ranch style one-level living, this home features 5 bedrooms, 3 baths, and ample space for any lifestyle with more than 3384 finished square feet. Located on a quiet cul-de-sac in the golf community of Canterberry, this home offers an easy-to-maintain fenced yard and a perennial garden that would be the pride of any garden enthusiast.


Blessed with 3 bedrooms all on the main level plus 2 more bedrooms and a good sized office in the lower level, a buyer would have many options to live here on their terms; one bedroom and 2 offices on the main level...or 2 bedrooms and an office? 6 bedrooms? Mother-in Law Suite in the lower level? 3 offices in the lower level? Any configuration could be done in the various “flex spaces” available. This home is open from the front to the back, with vaulted ceilings bridging it all together. The kitchen is functional as well as practical, with nice sized eat-up island, pantry, oak cabinets, and convenient breakfast nook.


The fully finished walkout basement especially enhances this home, as the quality matches the main level in every way, shape and form. It boasts a large 36’ X 15’ space anchored by a home theater wired for surround sound. But that's not all! One room recently used as an office is ALSO wired for surround sound. So you could have a private home theater, an open room home theater, or TWO home theaters if you'd like in this lower level! Other amenities include a security system, finished storage space, formal living room w/bay window seat, formal dining area, gas fireplace, upgraded Hunter Douglas blinds throughout, sprinkler system, drip system, and 3 car garage.


Don’t let someone else live YOUR dream. Come inside and experience this luxurious lifestyle yourself!


Call Jeff Kroll today for a private showing at 303-717-1492! More pix are at http://www.coloradodreamhomes.net!/


Go to http://edit.cisdata.net/bin/web/real_estate?acnt=AR81900&ZKEY=6307bbb6909de908fc5a00cb53430d8b&action=ACTIVATE_FRAMES&button=&tm=&linkout=http%3A%2F%2Fwww.coloradodreamhomes.info to search the Denver MLS directly; save searches or set up automatic email alerts yourself. Its simply the most accurate tool you can have for your home search!

Parker Dream Home Now Available!







Offering an open, expansive floor plan with the practicality of ranch style one-level living, this home features 5 bedrooms, 3 baths, and ample space for any lifestyle with more than 3384 finished square feet. Located on a quiet cul-de-sac in the golf community of Canterberry, this home offers an easy-to-maintain fenced yard and a perennial garden that would be the pride of any garden enthusiast.




Blessed with 3 bedrooms all on the main level plus 2 more bedrooms and a good sized office in the lower level, a buyer would have many options to live here on their terms; one bedroom and 2 offices on the main level...or 2 bedrooms and an office? 6 bedrooms? Mother-in Law Suite in the lower level? 3 offices in the lower level? Any configuration could be done in the various “flex spaces” available. This home is open from the front to the back, with vaulted ceilings bridging it all together. The kitchen is functional as well as practical, with nice sized eat-up island, pantry, oak cabinets, and convenient breakfast nook.




The fully finished walkout basement especially enhances this home, as the quality matches the main level in every way, shape and form. It boasts a large 36’ X 15’ space anchored by a home theater wired for surround sound. But that's not all! One room recently used as an office is ALSO wired for surround sound. So you could have a private home theater, an open room home theater, or TWO home theaters if you'd like in this lower level! Other amenities include a security system, finished storage space, formal living room w/bay window seat, formal dining area, gas fireplace, upgraded Hunter Douglas blinds throughout, sprinkler system, drip system, and 3 car garage.



Don’t let someone else live YOUR dream. Come inside and experience this luxurious lifestyle yourself!



Call Jeff Kroll today for a private showing at 303-717-1492! More pix are at http://www.coloradodreamhomes.net!/

New Listing!




Beauty and warmth radiate from this stunning 4 bed, 3 bath residence in prestigious Tallyn’s Reach. Just built in 2003, the location is as ideal as it gets; a short stroll to the community center w/pool and tennis, across the street from a future elementary school, a few minutes from the new Southlands Mall and new High School/Junior High, and E-470 takes you either to the Tech Center or DIA with ease.


Graced with a striking floor plan, this classic “Catamount” model from Lennar is loaded with upgrades; A lighting package with impressive art-deco style lighting, gorgeous slate tile in the kitchen and main floor office, and gleaming hardwood floor entry are just a few of the upgrades to enjoy. The kitchens’ upscale elegance is proven with granite tile counters, Cherry cabinets, GE Profile stainless steel appliances, and GE 5 burner gas cook top. The home is anchored by a family room with soaring 20’ ceiling, a wall of windows oozing with light, gas fireplace with slate tile surround, and an entertainment center with surround sound. The functional floor plan is highlighted by having all 4 bedrooms upstairs, an enormous master bedroom and elegant master bath, and a loft that could be a second office or living space.


Other amenities include a security system, Cherry cabinets in all baths and laundry area, 909 SF basement for you to finish to your hearts content (plumbed for a 5 piece bath), formal dining area, and 3 car garage.


Don’t let someone else live YOUR dream. Come inside and experience this luxurious lifestyle yourself!


Call Jeff Kroll today for a private showing at 303-717-1492! More pix are at http://www.coloradodreamhomes.net!/


Go to http://edit.cisdata.net/bin/web/real_estate?acnt=AR81900&ZKEY=6307bbb6909de908fc5a00cb53430d8b&action=ACTIVATE_FRAMES&button=&tm=&linkout=http%3A%2F%2Fwww.coloradodreamhomes.info to search the Denver MLS directly; save searches or set up automatic email alerts yourself. Its simply the most accurate tool you can have for your home search!

New Listing!




Offering luxurious accommodations at a competitive price, this stunning custom home features 6 bedrooms, 6 baths, 7049 finished square feet, and is situated on a .35 acre estate sized lot in prestigious Tanglewood at the Saddle Rock Golf Course. Superb street appeal combines with endless entertaining opportunities to produce a jaw-dropping show home! The lot comes complete with an in-ground concrete pool surrounded by over 1200 SF of patio space, and professionally landscaped with mature trees, shrubs, and perennials. Dramatic design and custom touches abound in this Parade-of-Homes caliber home, where you will see and feel the quality throughout.


The 2 story foyer immediately impresses with a sweeping circular staircase, and is flanked by a large living room and dining room. The 24 X 18 family room is enhanced by a wall of windows, oak hardwood floors, and large entertainment center anchored by a 2 sided gas fireplace. On the other side of that fireplace (one of 4 gracing this home) is an executive study completely done in rich wood paneling and custom woodworking. The kitchen is a gourmet cooks' delight, boasting a built-in GE refrigerator, GE double ovens, and electric cook top centered on an enormous island. Additional kitchen amenities include granite tile counters, loads of Maple cabinets with pull-outs, and handy work desk. Upstairs you’ll find a luxurious master suite with fireplace and lavish master bath. Three other bedrooms each come with custom walk-in closets and their own full baths.


The 2500 square foot basement is the "Crème de la Crème" of basements, as you have never seen such a large open space as this! Art niches, recessed and sconce lighting, open home theater w/surround sound, full wet bar with dishwasher and granite tile counters, gas fireplace, pool table area, as well as endless hardwood flooring highlight this awesome entertaining area. It would not be hard to envision 100 people or more down there for a party! Football fans, gamers, or even ballroom dancers would fall in love with this basement instantly!



Don’t let someone else live YOUR dream. Come inside and experience this luxurious lifestyle yourself!


Call Jeff Kroll today for a private showing at 303-717-1492! More pix are at http://www.coloradodreamhomes.net!/


Go to http://edit.cisdata.net/bin/web/real_estate?acnt=AR81900&ZKEY=6307bbb6909de908fc5a00cb53430d8b&action=ACTIVATE_FRAMES&button=&tm=&linkout=http%3A%2F%2Fwww.coloradodreamhomes.info to search the Denver MLS directly; save searches or set up automatic email alerts yourself. Its simply the most accurate tool you can have for your home search!

Fundamentals and How They Impact Your Rate

"Fundamentals" are the news items and reports which can influence Bonds and home loan rates. In general, hot or positive economic news tends to help Stock prices get better, but causes Bonds and home loan rates to worsen - and vice versa.

Fed Discount Window Cut - What does it mean for you?

The Federal Reserve has taken significant action in the last few weeks due to the credit crunch. And now they've made an unexpected move by cutting the discount window rate, which is great news. We'll get to that in a minute, but first let's look at recent events and understand what they mean.

Market movement To date, over 120 mortgage companies have closed their doors due to reduced liquidity. The result: borrowers who want to take out non-conforming loans have fewer, more expensive options. Many media outlets have incorrectly added fuel to the fire by stating mortgage lending has stopped altogether and borrowers can't get a loan without a 20% down-payment. This is not true. Conforming interest rates and loan programs, those backed by Fannie Mae and Freddie Mac, have not been significantly impacted by recent events. Even better, interest rates have come down from recent highs. While this is good news, the market is experiencing unprecedented volatility and changes could come at any time. Borrowers need to act swiftly and decisively in today's climate.

What did the Fed do?

Now back to the discount rate. This is the interest rate charged to commercial banks and other depository institutions on the loans they receive from their regional Federal Reserve Bank's lending facility. The Fed's decision to cut this rate provides stability in the financial markets and this can be good for all of us.

How exactly does this provide stability? Here's an example: imagine you just wrecked your car and it requires $5,000 worth of repairs. You have a short-term need for cash to pay your mechanic. Even though you know you will eventually be reimbursed by your insurance company, you still need the cash now. So, do you sell off stocks to get the cash, or tap into an equity line of credit? Most likely, you draw from that line of credit rather than liquidating a long-term investment.

This is what the banks are facing in today's liquidity crisis. And Bernanke's move helps them avoid long-term damage by supplying access to short-term cash. It's important to note the discount rate is different than the Fed Funds Rate, which directly impacts interest rates you pay for Home Equity Lines of Credit, credit cards, and automobile loans. Most importantly, the discount window rate cut does not directly impact home loan rates.

For more info on mortgages, go to http://www.coloradodreamhomes.net/

Sunday, August 19, 2007

What a MESS!



WOW...you could feel it back in July. To me if felt like December for real estate. Man, it was scary. We're talking slow. We're talking listings with 30+ showings and no offers. We're talking listings with no showings for weeks. We're talking business...no contracts...no closings...no income.

This article to me says it all from the Wall Street Journal:


Its not exactly the easiest article to read, but it paints an historical record of how we got into this mortgage mess in the first place. If you are not into numbers and financing you will hate to read it. SO, IT WAS ALL ABOUT THE RATINGS COMPANIES. Moody's and Standard and Poors did this to all of us. Wow.

Homes in Parker Colorado might not suffer as bad as some states, which adds a little comfort. I keep thinking if I could do it all over again I would have tried to flip housesin California, Florida, or Arizona, where houses were simply EXPECTED to appreciate 40+% each and every year from now to eternity. It was euforia. It wasn't reality. Every buyer I came across mentioned those states in the course of our conversations, and I had to always add my two cents. I always said that could never be sustainable, EVER. No market can go up that fast year after year after year without wages increasing at the same pace.

The lucky people that had their homes appreciate $300,000 is 3 yearswill take that money to the bank someday no doubt, and it will enhance their finances for the rest of their lives. They are set for life really. Must be nice. Us common folk in Parker Colorado will keep pushing on, and be satisfied with our measly 3% appreciation rates. Its boring, but no roller coaster rides here.

For information about Colorado Real Estate and homes in Parker Colorado,go to http://www.coloradodreamhomes.net/